/* ============================================
   AKHUWAT GUIDE PREMIUM - MAIN STYLESHEET
   Version: 3.0.0
   Premium Design System with RTL Support
   ============================================ */

/* ============================================
   1. CSS CUSTOM PROPERTIES (Design Tokens)
   ============================================ */
:root {
    /* Colors - Primary (Ocean Blue) */
    --primary-50: #f0f9ff;
    --primary-100: #e0f2fe;
    --primary-200: #bae6fd;
    --primary-300: #7dd3fc;
    --primary-400: #38bdf8;
    --primary-500: #0ea5e9;
    --primary-600: #0284c7;
    --primary-700: #0369a1;
    --primary-800: #075985;
    --primary-900: #0c4a6e;

    /* Trust Colors */
    --trust-green: #10b981;
    --trust-green-light: #d1fae5;
    --trust-gold: #f59e0b;
    --trust-gold-light: #fef3c7;

    /* Neutrals */
    --gray-50: #f9fafb;
    --gray-100: #f3f4f6;
    --gray-200: #e5e7eb;
    --gray-300: #d1d5db;
    --gray-400: #9ca3af;
    --gray-500: #6b7280;
    --gray-600: #4b5563;
    --gray-700: #374151;
    --gray-800: #1f2937;
    --gray-900: #111827;

    /* Danger / Warning */
    --danger: #ef4444;
    --warning: #f59e0b;
    --warning-bg: #fffbeb;
    --success: #10b981;

    /* Typography */
    --font-urdu: 'Noto Nastaliq Urdu', 'Jameel Noori Nastaleeq', 'Mehr Nastaliq', 'Urdu Typesetting', serif;
    --font-english: 'Inter', system-ui, -apple-system, sans-serif;
    --font-body: var(--font-urdu);

    /* Spacing */
    --space-xs: 0.25rem;
    --space-sm: 0.5rem;
    --space-md: 1rem;
    --space-lg: 1.5rem;
    --space-xl: 2rem;
    --space-2xl: 3rem;
    --space-3xl: 4rem;

    /* Border Radius */
    --radius-sm: 0.375rem;
    --radius-md: 0.5rem;
    --radius-lg: 0.75rem;
    --radius-xl: 1rem;
    --radius-full: 9999px;

    /* Shadows */
    --shadow-sm: 0 1px 2px rgba(0,0,0,0.05);
    --shadow-md: 0 4px 6px -1px rgba(0,0,0,0.1), 0 2px 4px -2px rgba(0,0,0,0.1);
    --shadow-lg: 0 10px 15px -3px rgba(0,0,0,0.1), 0 4px 6px -4px rgba(0,0,0,0.1);
    --shadow-xl: 0 20px 25px -5px rgba(0,0,0,0.1), 0 8px 10px -6px rgba(0,0,0,0.1);
    --shadow-glow: 0 0 20px rgba(14, 165, 233, 0.3);

    /* Transitions */
    --transition: all 0.3s ease;
    --transition-fast: all 0.15s ease;

    /* Container */
    --container-max: 1200px;
    --container-padding: 1.5rem;
}

/* ============================================
   2. RESET & BASE
   ============================================ */
*, *::before, *::after {
    box-sizing: border-box;
    margin: 0;
    padding: 0;
}

html {
    scroll-behavior: smooth;
    -webkit-text-size-adjust: 100%;
}

body {
    font-family: var(--font-body);
    color: var(--gray-800);
    background: #fff;
    line-height: 1.8;
    overflow-x: hidden;
    -webkit-font-smoothing: antialiased;
}

/* RTL Active */
body.rtl-active {
    direction: rtl;
    text-align: right;
    font-family: var(--font-urdu);
    line-height: 2.2;
}

body.lang-en {
    direction: ltr;
    text-align: left;
    font-family: var(--font-english);
    line-height: 1.7;
}

img {
    max-width: 100%;
    height: auto;
    display: block;
}

a {
    text-decoration: none;
    color: var(--primary-600);
    transition: var(--transition-fast);
}

a:hover {
    color: var(--primary-800);
}

ul, ol {
    list-style: none;
}

.container {
    max-width: var(--container-max);
    margin: 0 auto;
    padding: 0 var(--container-padding);
}

/* Skip Link */
.skip-link {
    position: absolute;
    top: -100%;
    left: 0;
    background: var(--primary-600);
    color: #fff;
    padding: 0.5rem 1rem;
    z-index: 10000;
    transition: top 0.3s;
}
.skip-link:focus {
    top: 0;
    color: #fff;
}

/* ============================================
   3. DISCLAIMER BANNER
   ============================================ */
.disclaimer-banner {
    background: linear-gradient(90deg, var(--warning-bg), #fff8e1);
    border-bottom: 2px solid var(--warning);
    padding: 0.6rem 0;
    position: relative;
    z-index: 100;
}

.disclaimer-banner .container {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 1rem;
}

.disclaimer-banner p {
    font-size: 0.8rem;
    color: var(--gray-700);
    margin: 0;
    display: flex;
    align-items: center;
    gap: 0.5rem;
}

.disclaimer-icon {
    font-size: 1.1rem;
    flex-shrink: 0;
}

.disclaimer-close {
    background: none;
    border: none;
    cursor: pointer;
    font-size: 1rem;
    color: var(--gray-500);
    padding: 0.25rem;
    line-height: 1;
    flex-shrink: 0;
}

.disclaimer-close:hover {
    color: var(--gray-800);
}

/* ============================================
   4. HEADER
   ============================================ */
.site-header {
    background: rgba(255,255,255,0.95);
    backdrop-filter: blur(10px);
    -webkit-backdrop-filter: blur(10px);
    border-bottom: 1px solid var(--gray-200);
    position: sticky;
    top: 0;
    z-index: 1000;
    transition: var(--transition);
}

.site-header.scrolled {
    box-shadow: var(--shadow-md);
}

.header-inner {
    display: flex;
    align-items: center;
    justify-content: space-between;
    height: 70px;
    gap: 1rem;
}

/* Logo / Branding */
.site-branding {
    flex-shrink: 0;
}

.site-title-link {
    display: flex;
    align-items: center;
    gap: 0.75rem;
    color: var(--gray-900);
}

.site-title-link:hover {
    color: var(--primary-600);
}

.site-logo-icon {
    font-size: 2rem;
}

.site-title-group {
    display: flex;
    flex-direction: column;
}

.site-title {
    font-size: 1.1rem;
    font-weight: 700;
    line-height: 1.3;
}

body.rtl-active .site-title {
    line-height: 1.8;
    font-size: 1.2rem;
}

.site-tagline {
    font-size: 0.7rem;
    color: var(--gray-500);
    line-height: 1.3;
}

body.rtl-active .site-tagline {
    line-height: 1.6;
}

/* Navigation */
.main-nav {
    flex: 1;
    display: flex;
    justify-content: center;
}

.nav-menu {
    display: flex;
    align-items: center;
    gap: 0.25rem;
}

.nav-menu li a {
    display: block;
    padding: 0.5rem 0.85rem;
    color: var(--gray-700);
    font-size: 0.9rem;
    font-weight: 500;
    border-radius: var(--radius-md);
    transition: var(--transition-fast);
    white-space: nowrap;
}

body.rtl-active .nav-menu li a {
    font-size: 0.95rem;
    line-height: 2;
}

.nav-menu li a:hover {
    background: var(--primary-50);
    color: var(--primary-700);
}

.nav-menu li a.active {
    background: var(--primary-50);
    color: var(--primary-700);
    font-weight: 600;
    position: relative;
}

.nav-menu li a.active::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 50%;
    transform: translateX(-50%);
    width: 60%;
    height: 2px;
    background: var(--primary-500);
    border-radius: 2px;
}

.nav-menu li a.active.nav-cta {
    background: linear-gradient(135deg, var(--primary-600), var(--primary-800));
    color: #fff;
    box-shadow: var(--shadow-glow);
}

.nav-menu li a.active.nav-cta::after {
    display: none;
}

.nav-menu li a.nav-cta {
    background: linear-gradient(135deg, var(--primary-500), var(--primary-700));
    color: #fff;
    padding: 0.5rem 1.2rem;
    border-radius: var(--radius-full);
    font-weight: 600;
}

.nav-menu li a.nav-cta:hover {
    background: linear-gradient(135deg, var(--primary-600), var(--primary-800));
    color: #fff;
    transform: translateY(-1px);
    box-shadow: var(--shadow-glow);
}

/* Header Actions */
.header-actions {
    display: flex;
    align-items: center;
    gap: 0.5rem;
    flex-shrink: 0;
}

.lang-toggle {
    display: flex;
    align-items: center;
    gap: 0.4rem;
    background: var(--gray-100);
    border: 1px solid var(--gray-200);
    padding: 0.4rem 0.8rem;
    border-radius: var(--radius-full);
    cursor: pointer;
    font-size: 0.85rem;
    font-weight: 500;
    color: var(--gray-700);
    transition: var(--transition);
    font-family: inherit;
}

.lang-toggle:hover {
    background: var(--primary-50);
    border-color: var(--primary-200);
    color: var(--primary-700);
}

.lang-icon {
    font-size: 1.1rem;
}

/* Mobile Menu Toggle */
.mobile-menu-toggle {
    display: none;
    background: none;
    border: none;
    cursor: pointer;
    padding: 0.5rem;
}

.hamburger {
    display: flex;
    flex-direction: column;
    gap: 5px;
    width: 24px;
}

.hamburger span {
    display: block;
    height: 2px;
    background: var(--gray-700);
    border-radius: 2px;
    transition: var(--transition);
}

.mobile-menu-toggle.active .hamburger span:nth-child(1) {
    transform: rotate(45deg) translate(5px, 5px);
}
.mobile-menu-toggle.active .hamburger span:nth-child(2) {
    opacity: 0;
}
.mobile-menu-toggle.active .hamburger span:nth-child(3) {
    transform: rotate(-45deg) translate(5px, -5px);
}

/* ============================================
   5. HERO SECTION
   ============================================ */
.hero-section {
    background: linear-gradient(135deg, rgba(7,89,133,0.92) 0%, rgba(14,165,233,0.88) 50%, rgba(8,145,178,0.90) 100%),
                url('https://images.unsplash.com/photo-1604933762023-7213af7ff7a7?w=1400&h=600&fit=crop&q=80') center/cover no-repeat;
    color: #fff;
    padding: 5rem 0 4rem;
    position: relative;
    overflow: hidden;
}

.hero-section::before {
    content: '';
    position: absolute;
    top: -50%;
    right: -20%;
    width: 600px;
    height: 600px;
    background: radial-gradient(circle, rgba(255,255,255,0.08) 0%, transparent 70%);
    border-radius: 50%;
}

.hero-section::after {
    content: '';
    position: absolute;
    bottom: -30%;
    left: -10%;
    width: 400px;
    height: 400px;
    background: radial-gradient(circle, rgba(255,255,255,0.05) 0%, transparent 70%);
    border-radius: 50%;
}

.hero-content {
    position: relative;
    z-index: 1;
    text-align: center;
    max-width: 800px;
    margin: 0 auto;
}

.hero-badge {
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    background: rgba(255,255,255,0.15);
    backdrop-filter: blur(10px);
    padding: 0.4rem 1rem;
    border-radius: var(--radius-full);
    font-size: 0.85rem;
    margin-bottom: 1.5rem;
    border: 1px solid rgba(255,255,255,0.2);
    animation: fadeInDown 0.6s ease-out;
}

.hero-title {
    font-size: 2.5rem;
    font-weight: 700;
    margin-bottom: 1.5rem;
    animation: fadeInUp 0.6s ease-out;
}

body.rtl-active .hero-title {
    font-size: 2.8rem;
    line-height: 2;
}

.hero-subtitle {
    font-size: 1.15rem;
    opacity: 0.9;
    margin-bottom: 2rem;
    animation: fadeInUp 0.6s ease-out 0.1s both;
}

body.rtl-active .hero-subtitle {
    font-size: 1.3rem;
    line-height: 2.2;
}

.hero-actions {
    display: flex;
    gap: 1rem;
    justify-content: center;
    flex-wrap: wrap;
    animation: fadeInUp 0.6s ease-out 0.2s both;
}

.hero-btn {
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    padding: 0.9rem 2rem;
    border-radius: var(--radius-full);
    font-size: 1rem;
    font-weight: 600;
    transition: var(--transition);
    font-family: inherit;
    cursor: pointer;
    border: none;
}

.hero-btn-primary {
    background: #fff;
    color: var(--primary-700);
}

.hero-btn-primary:hover {
    background: var(--gray-100);
    color: var(--primary-800);
    transform: translateY(-2px);
    box-shadow: 0 10px 30px rgba(0,0,0,0.2);
}

.hero-btn-secondary {
    background: rgba(255,255,255,0.15);
    color: #fff;
    border: 1px solid rgba(255,255,255,0.3);
}

.hero-btn-secondary:hover {
    background: rgba(255,255,255,0.25);
    color: #fff;
    transform: translateY(-2px);
}

.hero-stats {
    display: flex;
    justify-content: center;
    gap: 3rem;
    margin-top: 3rem;
    padding-top: 2rem;
    border-top: 1px solid rgba(255,255,255,0.2);
    animation: fadeInUp 0.6s ease-out 0.3s both;
}

.hero-stat {
    text-align: center;
}

.hero-stat-number {
    font-size: 1.8rem;
    font-weight: 700;
    display: block;
}

.hero-stat-label {
    font-size: 0.85rem;
    opacity: 0.8;
}

/* ============================================
   6. TRUST BADGES
   ============================================ */
.trust-section {
    background: var(--gray-50);
    padding: 3rem 0;
    border-bottom: 1px solid var(--gray-200);
}

.trust-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 1.5rem;
}

.trust-item {
    text-align: center;
    padding: 1.5rem 1rem;
    background: #fff;
    border-radius: var(--radius-lg);
    border: 1px solid var(--gray-200);
    transition: var(--transition);
}

.trust-item:hover {
    transform: translateY(-3px);
    box-shadow: var(--shadow-lg);
    border-color: var(--primary-200);
}

.trust-icon {
    font-size: 2.5rem;
    margin-bottom: 0.75rem;
    display: block;
}

.trust-title {
    font-size: 1rem;
    font-weight: 700;
    color: var(--gray-800);
    margin-bottom: 0.25rem;
}

body.rtl-active .trust-title {
    line-height: 2;
    font-size: 1.05rem;
}

.trust-desc {
    font-size: 0.8rem;
    color: var(--gray-500);
}

/* ============================================
   7. SECTION STYLES
   ============================================ */
.section {
    padding: 4rem 0;
}

.section-alt {
    background: var(--gray-50);
}

.section-header {
    text-align: center;
    margin-bottom: 3rem;
}

.section-title {
    font-size: 2rem;
    font-weight: 700;
    color: var(--gray-900);
    margin-bottom: 0.75rem;
}

body.rtl-active .section-title {
    font-size: 2.2rem;
    line-height: 2;
}

.section-subtitle {
    font-size: 1rem;
    color: var(--gray-500);
    max-width: 600px;
    margin: 0 auto;
}

/* ============================================
   8. LOAN CARDS
   ============================================ */
.loans-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 1.5rem;
}

.loan-card {
    background: #fff;
    border-radius: var(--radius-xl);
    border: 1px solid var(--gray-200);
    padding: 2rem;
    transition: var(--transition);
    position: relative;
    overflow: hidden;
}

.loan-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 4px;
    background: linear-gradient(90deg, var(--primary-400), var(--primary-600));
    opacity: 0;
    transition: var(--transition);
}

.loan-card:hover {
    transform: translateY(-5px);
    box-shadow: var(--shadow-xl);
    border-color: var(--primary-200);
}

.loan-card:hover::before {
    opacity: 1;
}

.loan-icon {
    font-size: 3rem;
    margin-bottom: 1rem;
    display: block;
}

.loan-title {
    font-size: 1.2rem;
    font-weight: 700;
    color: var(--gray-900);
    margin-bottom: 0.5rem;
}

body.rtl-active .loan-title {
    line-height: 2;
}

.loan-range {
    font-size: 0.95rem;
    font-weight: 700;
    color: var(--primary-600);
    margin-bottom: 0.5rem;
}

.loan-desc {
    font-size: 0.9rem;
    color: var(--gray-600);
    margin-bottom: 0.5rem;
}

.loan-eligibility {
    font-size: 0.8rem;
    color: var(--gray-500);
    margin-bottom: 1rem;
    padding-top: 0.5rem;
    border-top: 1px solid var(--gray-100);
}

.loan-link {
    display: inline-flex;
    align-items: center;
    gap: 0.3rem;
    font-weight: 600;
    font-size: 0.9rem;
    color: var(--primary-600);
}

.loan-link:hover {
    gap: 0.6rem;
    color: var(--primary-800);
}

/* ============================================
   9. PROCESS STEPS
   ============================================ */
.steps-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 2rem;
    position: relative;
}

.steps-grid::before {
    content: '';
    position: absolute;
    top: 2rem;
    left: 12%;
    right: 12%;
    height: 2px;
    background: linear-gradient(90deg, var(--primary-200), var(--primary-400), var(--primary-200));
    z-index: 0;
}

body.rtl-active .steps-grid::before {
    background: linear-gradient(270deg, var(--primary-200), var(--primary-400), var(--primary-200));
}

.step-item {
    text-align: center;
    position: relative;
    z-index: 1;
}

.step-number {
    width: 4rem;
    height: 4rem;
    background: linear-gradient(135deg, var(--primary-500), var(--primary-700));
    color: #fff;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.3rem;
    font-weight: 700;
    margin: 0 auto 1rem;
    border: 4px solid #fff;
    box-shadow: var(--shadow-md);
    transition: var(--transition);
}

.step-item:hover .step-number {
    transform: scale(1.1);
    box-shadow: var(--shadow-glow);
}

.step-title {
    font-size: 1rem;
    font-weight: 700;
    color: var(--gray-800);
    margin-bottom: 0.5rem;
}

body.rtl-active .step-title {
    line-height: 2;
}

.step-desc {
    font-size: 0.85rem;
    color: var(--gray-500);
}

/* ============================================
   10. CTA SECTION
   ============================================ */
.cta-section {
    background: linear-gradient(135deg, var(--primary-600) 0%, var(--primary-800) 100%);
    color: #fff;
    padding: 4rem 0;
    text-align: center;
    position: relative;
    overflow: hidden;
}

.cta-section::before {
    content: '';
    position: absolute;
    top: -50%;
    right: -10%;
    width: 400px;
    height: 400px;
    background: radial-gradient(circle, rgba(255,255,255,0.06) 0%, transparent 70%);
    border-radius: 50%;
}

.cta-content {
    position: relative;
    z-index: 1;
}

.cta-title {
    font-size: 2rem;
    font-weight: 700;
    margin-bottom: 1rem;
}

body.rtl-active .cta-title {
    font-size: 2.2rem;
    line-height: 2;
}

.cta-subtitle {
    font-size: 1.1rem;
    opacity: 0.9;
    margin-bottom: 2rem;
}

.cta-btn {
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    background: #fff;
    color: var(--primary-700);
    padding: 1rem 2.5rem;
    border-radius: var(--radius-full);
    font-size: 1.1rem;
    font-weight: 700;
    transition: var(--transition);
    font-family: inherit;
}

.cta-btn:hover {
    background: var(--gray-100);
    color: var(--primary-800);
    transform: translateY(-2px);
    box-shadow: 0 10px 30px rgba(0,0,0,0.2);
}

/* ============================================
   11. FAQ ACCORDION
   ============================================ */
.faq-list {
    max-width: 800px;
    margin: 0 auto;
}

.faq-item {
    background: #fff;
    border: 1px solid var(--gray-200);
    border-radius: var(--radius-lg);
    margin-bottom: 0.75rem;
    overflow: hidden;
    transition: var(--transition);
}

.faq-item:hover {
    border-color: var(--primary-200);
}

.faq-item.active {
    border-color: var(--primary-300);
    box-shadow: var(--shadow-md);
}

.faq-question {
    display: flex;
    align-items: center;
    justify-content: space-between;
    width: 100%;
    padding: 1.25rem 1.5rem;
    background: none;
    border: none;
    cursor: pointer;
    font-family: inherit;
    font-size: 1rem;
    font-weight: 700;
    color: var(--gray-800);
    text-align: inherit;
    gap: 1rem;
}

body.rtl-active .faq-question {
    line-height: 2;
}

.faq-question:hover {
    color: var(--primary-700);
}

.faq-arrow {
    font-size: 1.2rem;
    transition: var(--transition);
    flex-shrink: 0;
    color: var(--gray-400);
}

.faq-item.active .faq-arrow {
    transform: rotate(180deg);
    color: var(--primary-600);
}

.faq-answer {
    max-height: 0;
    overflow: hidden;
    transition: max-height 0.3s ease;
}

.faq-answer-inner {
    padding: 0 1.5rem 1.25rem;
    color: var(--gray-600);
    font-size: 0.95rem;
    line-height: 1.8;
}

body.rtl-active .faq-answer-inner {
    line-height: 2.2;
}

/* ============================================
   12. CONTACT FORM
   ============================================ */
.contact-form-wrapper {
    max-width: 700px;
    margin: 0 auto;
    background: #fff;
    border-radius: var(--radius-xl);
    border: 1px solid var(--gray-200);
    padding: 2.5rem;
    box-shadow: var(--shadow-lg);
}

.form-group {
    margin-bottom: 1.5rem;
}

.form-label {
    display: block;
    font-weight: 600;
    margin-bottom: 0.5rem;
    color: var(--gray-700);
    font-size: 0.95rem;
}

.form-input,
.form-select,
.form-textarea {
    width: 100%;
    padding: 0.75rem 1rem;
    border: 2px solid var(--gray-200);
    border-radius: var(--radius-md);
    font-family: inherit;
    font-size: 1rem;
    color: var(--gray-800);
    transition: var(--transition);
    background: var(--gray-50);
}

.form-input:focus,
.form-select:focus,
.form-textarea:focus {
    outline: none;
    border-color: var(--primary-400);
    background: #fff;
    box-shadow: 0 0 0 3px var(--primary-100);
}

.form-textarea {
    min-height: 120px;
    resize: vertical;
}

.form-submit {
    width: 100%;
    padding: 1rem 2rem;
    background: linear-gradient(135deg, var(--primary-500), var(--primary-700));
    color: #fff;
    border: none;
    border-radius: var(--radius-md);
    font-family: inherit;
    font-size: 1.1rem;
    font-weight: 700;
    cursor: pointer;
    transition: var(--transition);
}

.form-submit:hover {
    background: linear-gradient(135deg, var(--primary-600), var(--primary-800));
    transform: translateY(-2px);
    box-shadow: var(--shadow-glow);
}

.form-submit:disabled {
    opacity: 0.6;
    cursor: not-allowed;
    transform: none;
}

.form-success {
    background: var(--trust-green-light);
    color: #065f46;
    padding: 1rem 1.5rem;
    border-radius: var(--radius-md);
    text-align: center;
    font-weight: 600;
    display: none;
}

.form-success.visible {
    display: block;
    animation: fadeInUp 0.4s ease-out;
}

.form-error {
    background: #fef2f2;
    color: var(--danger);
    padding: 0.75rem 1rem;
    border-radius: var(--radius-md);
    font-size: 0.85rem;
    margin-bottom: 1rem;
    display: none;
    border: 1px solid #fecaca;
}

/* Field Validation States */
.form-input.field-invalid,
.form-select.field-invalid,
.form-textarea.field-invalid {
    border-color: var(--danger);
    background: #fef2f2;
}

.form-input.field-invalid:focus,
.form-select.field-invalid:focus,
.form-textarea.field-invalid:focus {
    box-shadow: 0 0 0 3px rgba(220, 38, 38, 0.15);
}

.field-error {
    display: none;
    color: var(--danger);
    font-size: 0.8rem;
    margin-top: 0.35rem;
    font-weight: 500;
}

.field-counter {
    display: block;
    text-align: right;
    font-size: 0.75rem;
    color: var(--gray-400);
    margin-top: 0.25rem;
}

body.rtl-active .field-counter {
    text-align: left;
}

/* ============================================
   CUSTOM WIDGETS
   ============================================ */
.widget-cta-box {
    background: linear-gradient(135deg, var(--primary-50), var(--primary-100));
    border: 1px solid var(--primary-200);
    border-radius: var(--radius-lg);
    padding: 1.5rem;
    text-align: center;
}

.widget-cta-title {
    font-size: 1.1rem;
    font-weight: 700;
    color: var(--primary-800);
    margin-bottom: 1rem;
}

.widget-cta-btn {
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    background: linear-gradient(135deg, var(--primary-500), var(--primary-700));
    color: #fff;
    padding: 0.6rem 1.5rem;
    border-radius: var(--radius-full);
    font-weight: 600;
    font-size: 0.9rem;
    transition: var(--transition);
}

.widget-cta-btn:hover {
    background: linear-gradient(135deg, var(--primary-600), var(--primary-800));
    color: #fff;
    transform: translateY(-2px);
    box-shadow: var(--shadow-glow);
}

.widget-loan-info {
    display: flex;
    flex-direction: column;
    gap: 0.75rem;
}

.widget-loan-stat {
    display: flex;
    align-items: center;
    gap: 0.75rem;
    padding: 0.75rem;
    background: var(--gray-50);
    border-radius: var(--radius-md);
    border: 1px solid var(--gray-100);
}

.widget-loan-icon {
    font-size: 1.5rem;
}

.widget-loan-label {
    flex: 1;
    font-size: 0.85rem;
    color: var(--gray-600);
}

.widget-loan-value {
    font-weight: 700;
    color: var(--primary-700);
    font-size: 1rem;
}

/* ============================================
   13. LOAN CALCULATOR
   ============================================ */
.calculator-wrapper {
    max-width: 650px;
    margin: 0 auto;
    background: #fff;
    border-radius: var(--radius-xl);
    border: 1px solid var(--gray-200);
    padding: 2.5rem;
    box-shadow: var(--shadow-xl);
}

.calculator-title {
    text-align: center;
    font-size: 1.5rem;
    font-weight: 700;
    margin-bottom: 0.5rem;
}

.calculator-subtitle {
    text-align: center;
    color: var(--gray-500);
    margin-bottom: 2rem;
}

.calc-field {
    margin-bottom: 2rem;
}

.calc-label {
    display: block;
    font-weight: 600;
    margin-bottom: 0.75rem;
    font-size: 1rem;
}

.calc-range {
    width: 100%;
    -webkit-appearance: none;
    height: 8px;
    border-radius: 4px;
    background: linear-gradient(90deg, var(--primary-200), var(--primary-500));
    outline: none;
    cursor: pointer;
}

.calc-range::-webkit-slider-thumb {
    -webkit-appearance: none;
    width: 24px;
    height: 24px;
    border-radius: 50%;
    background: var(--primary-600);
    border: 3px solid #fff;
    box-shadow: var(--shadow-md);
    cursor: pointer;
    transition: var(--transition);
}

.calc-range::-webkit-slider-thumb:hover {
    transform: scale(1.2);
    box-shadow: var(--shadow-glow);
}

.calc-range-labels {
    display: flex;
    justify-content: space-between;
    margin-top: 0.5rem;
    font-size: 0.8rem;
    color: var(--gray-500);
}

.calc-range-value {
    font-size: 1.3rem;
    font-weight: 700;
    color: var(--primary-700);
    text-align: center;
}

.calc-type-btns {
    display: flex;
    gap: 1rem;
}

.calc-type-btn {
    flex: 1;
    padding: 0.75rem 1rem;
    border: 2px solid var(--gray-200);
    border-radius: var(--radius-md);
    background: #fff;
    cursor: pointer;
    font-family: inherit;
    font-size: 0.95rem;
    font-weight: 600;
    color: var(--gray-600);
    transition: var(--transition);
    text-align: center;
}

.calc-type-btn.active {
    background: var(--primary-600);
    color: #fff;
    border-color: var(--primary-600);
}

.calc-type-btn:hover:not(.active) {
    border-color: var(--primary-300);
    color: var(--primary-700);
}

.calc-result {
    background: linear-gradient(135deg, var(--primary-50), #ecfeff);
    padding: 2rem;
    border-radius: var(--radius-lg);
    text-align: center;
    margin-top: 1.5rem;
    border: 1px solid var(--primary-100);
}

.calc-result-label {
    font-size: 1rem;
    color: var(--gray-600);
    margin-bottom: 0.5rem;
}

.calc-result-amount {
    font-size: 2.5rem;
    font-weight: 700;
    color: var(--primary-700);
    margin-bottom: 0.25rem;
}

.calc-result-type {
    font-size: 0.9rem;
    color: var(--gray-500);
}

.calc-result-note {
    font-size: 0.75rem;
    color: var(--gray-400);
    margin-top: 1rem;
}

.calc-note {
    background: var(--warning-bg);
    padding: 1rem 1.25rem;
    border-radius: var(--radius-md);
    margin-top: 1.5rem;
    display: flex;
    align-items: flex-start;
    gap: 0.75rem;
    font-size: 0.85rem;
}

.calc-note-icon {
    font-size: 1.2rem;
    flex-shrink: 0;
}

.calc-note-text {
    color: var(--gray-600);
}

.calc-note-text strong {
    display: block;
    color: var(--gray-800);
    margin-bottom: 0.25rem;
}

/* ============================================
   14. DISCLAIMER / NOTE BOXES
   ============================================ */
.notice-box {
    background: var(--warning-bg);
    border: 1px solid #fde68a;
    border-radius: var(--radius-lg);
    padding: 1.25rem 1.5rem;
    margin: 2rem 0;
}

.notice-box-inner {
    display: flex;
    align-items: flex-start;
    gap: 1rem;
}

.notice-icon {
    font-size: 1.5rem;
    flex-shrink: 0;
}

.notice-title {
    font-weight: 700;
    color: #92400e;
    margin-bottom: 0.25rem;
    font-size: 0.9rem;
}

.notice-text {
    color: #a16207;
    font-size: 0.85rem;
    line-height: 1.7;
}

body.rtl-active .notice-text {
    line-height: 2.2;
}

/* ============================================
   15. FOOTER
   ============================================ */
.site-footer {
    background: var(--gray-900);
    color: var(--gray-300);
}

.footer-top {
    padding: 3rem 0;
}

.footer-grid {
    display: grid;
    grid-template-columns: 1.5fr 1fr 1fr 1fr;
    gap: 2rem;
}

.footer-brand {
    display: flex;
    align-items: center;
    gap: 0.75rem;
    margin-bottom: 1rem;
}

.footer-logo-icon {
    font-size: 1.8rem;
}

.footer-brand-name {
    font-size: 1.1rem;
    font-weight: 700;
    color: #fff;
}

body.rtl-active .footer-brand-name {
    line-height: 2;
}

.footer-desc {
    font-size: 0.85rem;
    line-height: 1.7;
    color: var(--gray-400);
}

body.rtl-active .footer-desc {
    line-height: 2.2;
}

.footer-heading {
    font-size: 1rem;
    font-weight: 700;
    color: #fff;
    margin-bottom: 1rem;
}

body.rtl-active .footer-heading {
    line-height: 2;
}

.footer-links li {
    margin-bottom: 0.5rem;
}

.footer-links a {
    color: var(--gray-400);
    font-size: 0.85rem;
    transition: var(--transition-fast);
}

.footer-links a:hover {
    color: var(--primary-300);
    padding-inline-start: 0.3rem;
}

.footer-contact li {
    display: flex;
    align-items: center;
    gap: 0.75rem;
    margin-bottom: 0.75rem;
    font-size: 0.85rem;
}

.contact-icon {
    font-size: 1rem;
    flex-shrink: 0;
}

.footer-contact a {
    color: var(--gray-400);
}

.footer-contact a:hover {
    color: var(--primary-300);
}

.footer-disclaimer {
    background: rgba(245,158,11,0.1);
    border-top: 1px solid rgba(245,158,11,0.2);
    padding: 1rem 0;
}

.footer-disclaimer p {
    font-size: 0.8rem;
    color: var(--gray-400);
    line-height: 1.7;
}

body.rtl-active .footer-disclaimer p {
    line-height: 2.2;
}

.footer-bottom {
    border-top: 1px solid var(--gray-800);
    padding: 1.25rem 0;
}

.footer-bottom-inner {
    display: flex;
    align-items: center;
    justify-content: space-between;
    flex-wrap: wrap;
    gap: 1rem;
}

.footer-bottom p {
    font-size: 0.8rem;
    color: var(--gray-500);
    margin: 0;
}

.footer-legal-links {
    display: flex;
    gap: 1.5rem;
}

.footer-legal-links a {
    font-size: 0.8rem;
    color: var(--gray-500);
}

.footer-legal-links a:hover {
    color: var(--primary-300);
}



/* ============================================
   17. BACK TO TOP
   ============================================ */
.back-to-top {
    position: fixed;
    bottom: 2rem;
    right: 6rem;
    width: 44px;
    height: 44px;
    background: var(--primary-600);
    color: #fff;
    border: none;
    border-radius: 50%;
    font-size: 1.2rem;
    cursor: pointer;
    z-index: 999;
    opacity: 0;
    visibility: hidden;
    transition: var(--transition);
    box-shadow: var(--shadow-md);
}



.back-to-top.visible {
    opacity: 1;
    visibility: visible;
}

.back-to-top:hover {
    background: var(--primary-700);
    transform: translateY(-3px);
}

/* ============================================
   18. ABOUT PAGE
   ============================================ */
.about-intro {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 3rem;
    align-items: center;
}

.about-text h2 {
    font-size: 1.8rem;
    font-weight: 700;
    color: var(--gray-900);
    margin-bottom: 1rem;
}

body.rtl-active .about-text h2 {
    line-height: 2;
}

.about-text p {
    color: var(--gray-600);
    margin-bottom: 1rem;
    line-height: 1.8;
}

body.rtl-active .about-text p {
    line-height: 2.2;
}

.about-image {
    border-radius: var(--radius-xl);
    overflow: hidden;
    box-shadow: var(--shadow-xl);
}

.about-values {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 1.5rem;
    margin-top: 3rem;
}

.value-card {
    background: #fff;
    border: 1px solid var(--gray-200);
    border-radius: var(--radius-lg);
    padding: 2rem;
    text-align: center;
    transition: var(--transition);
}

.value-card:hover {
    transform: translateY(-3px);
    box-shadow: var(--shadow-lg);
}

.value-icon {
    font-size: 2.5rem;
    margin-bottom: 1rem;
}

.value-title {
    font-size: 1.1rem;
    font-weight: 700;
    margin-bottom: 0.5rem;
}

/* ============================================
   19. APPLICATION GUIDE
   ============================================ */
.guide-steps {
    max-width: 800px;
    margin: 0 auto;
}

.guide-step {
    display: flex;
    gap: 2rem;
    margin-bottom: 2rem;
    padding: 2rem;
    background: #fff;
    border: 1px solid var(--gray-200);
    border-radius: var(--radius-lg);
    transition: var(--transition);
}

.guide-step:hover {
    box-shadow: var(--shadow-lg);
    border-color: var(--primary-200);
}

.guide-step-number {
    width: 50px;
    height: 50px;
    min-width: 50px;
    background: linear-gradient(135deg, var(--primary-500), var(--primary-700));
    color: #fff;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.2rem;
    font-weight: 700;
}

.guide-step-title {
    font-size: 1.2rem;
    font-weight: 700;
    color: var(--gray-900);
    margin-bottom: 0.5rem;
}

body.rtl-active .guide-step-title {
    line-height: 2;
}

.guide-step-desc {
    color: var(--gray-600);
    font-size: 0.95rem;
}

.guide-documents {
    background: var(--primary-50);
    border: 1px solid var(--primary-100);
    border-radius: var(--radius-lg);
    padding: 2rem;
    margin-top: 2rem;
}

.guide-documents h3 {
    font-size: 1.2rem;
    font-weight: 700;
    margin-bottom: 1rem;
    color: var(--primary-800);
}

.doc-list {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 0.75rem;
}

.doc-item {
    display: flex;
    align-items: center;
    gap: 0.5rem;
    font-size: 0.9rem;
    color: var(--gray-700);
}

.doc-icon {
    color: var(--trust-green);
    font-size: 1rem;
}

/* ============================================
   20. PAGE CONTENT
   ============================================ */
.page-header {
    background: linear-gradient(135deg, var(--primary-700), var(--primary-500));
    color: #fff;
    padding: 3rem 0;
    text-align: center;
}

.page-header-title {
    font-size: 2rem;
    font-weight: 700;
    margin-bottom: 0.5rem;
}

body.rtl-active .page-header-title {
    font-size: 2.2rem;
    line-height: 2;
}

.page-header-subtitle {
    font-size: 1rem;
    opacity: 0.9;
}

.page-content {
    padding: 3rem 0;
}

.page-content p {
    margin-bottom: 1rem;
    color: var(--gray-600);
    line-height: 1.8;
}

body.rtl-active .page-content p {
    line-height: 2.2;
}

/* ============================================
   21. ANIMATIONS
   ============================================ */
@keyframes fadeInUp {
    from {
        opacity: 0;
        transform: translateY(20px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

@keyframes fadeInDown {
    from {
        opacity: 0;
        transform: translateY(-20px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

@keyframes pulse {
    0% { box-shadow: 0 0 0 0 rgba(37,211,102,0.4); }
    70% { box-shadow: 0 0 0 15px rgba(37,211,102,0); }
    100% { box-shadow: 0 0 0 0 rgba(37,211,102,0); }
}

.animate-on-scroll {
    opacity: 0;
    transform: translateY(20px);
    transition: opacity 0.6s ease-out, transform 0.6s ease-out;
}

.animate-on-scroll.animated {
    opacity: 1;
    transform: translateY(0);
}

/* ============================================
   22. RESPONSIVE DESIGN
   ============================================ */

/* Tablet */
@media (max-width: 1024px) {
    .loans-grid {
        grid-template-columns: repeat(2, 1fr);
    }
    .trust-grid {
        grid-template-columns: repeat(2, 1fr);
    }
    .steps-grid {
        grid-template-columns: repeat(2, 1fr);
        gap: 1.5rem;
    }
    .steps-grid::before {
        display: none;
    }
    .footer-grid {
        grid-template-columns: repeat(2, 1fr);
    }
    .about-values {
        grid-template-columns: repeat(2, 1fr);
    }
    .hero-title { font-size: 2rem; }
    body.rtl-active .hero-title { font-size: 2.2rem; }
}

/* Mobile */
@media (max-width: 768px) {
    :root {
        --container-padding: 1rem;
    }

    /* Header Mobile */
    .main-nav {
        position: fixed;
        top: 0;
        left: 0;
        right: 0;
        bottom: 0;
        background: rgba(255,255,255,0.98);
        backdrop-filter: blur(20px);
        display: flex;
        align-items: center;
        justify-content: center;
        opacity: 0;
        visibility: hidden;
        transition: var(--transition);
        z-index: 999;
    }

    .main-nav.active {
        opacity: 1;
        visibility: visible;
    }

    .nav-menu {
        flex-direction: column;
        gap: 0.5rem;
        text-align: center;
    }

    .nav-menu li a {
        font-size: 1.2rem;
        padding: 0.75rem 2rem;
    }

    .mobile-menu-toggle {
        display: flex;
        z-index: 1001;
    }

    /* Hero Mobile */
    .hero-section {
        padding: 3rem 0;
    }
    .hero-title { font-size: 1.6rem; }
    body.rtl-active .hero-title { font-size: 1.8rem; }
    .hero-subtitle { font-size: 1rem; }
    .hero-stats { 
        gap: 1.5rem;
        flex-wrap: wrap;
    }
    .hero-stat-number { font-size: 1.4rem; }

    /* Grid Mobile */
    .loans-grid,
    .trust-grid,
    .steps-grid,
    .about-intro,
    .about-values,
    .footer-grid,
    .doc-list {
        grid-template-columns: 1fr;
    }

    .section { padding: 2.5rem 0; }
    .section-title { font-size: 1.5rem; }
    body.rtl-active .section-title { font-size: 1.7rem; }

    /* Footer Mobile */
    .footer-bottom-inner {
        flex-direction: column;
        text-align: center;
    }

    /* Calculator Mobile */
    .calc-result-amount { font-size: 2rem; }
    .contact-form-wrapper { padding: 1.5rem; }
    .calculator-wrapper { padding: 1.5rem; }

    /* Guide Mobile */
    .guide-step {
        flex-direction: column;
        gap: 1rem;
    }

    /* Back to Top */
    .back-to-top {
        right: 5rem;
        bottom: 1.5rem;
        width: 38px;
        height: 38px;
    }

}

/* Small Mobile */
@media (max-width: 480px) {
    .hero-actions {
        flex-direction: column;
        align-items: stretch;
    }
    .hero-btn {
        justify-content: center;
    }
    .calc-type-btns {
        flex-direction: column;
    }
    .site-title { font-size: 0.95rem; }
    .site-tagline { display: none; }
}

/* ============================================
   23. PRINT STYLES
   ============================================ */
@media print {
    .site-header, .site-footer, .back-to-top,
    .disclaimer-banner, .mobile-menu-toggle, .lang-toggle {
        display: none !important;
    }
    body {
        font-size: 12pt;
        color: #000;
    }
    .hero-section {
        background: #fff !important;
        color: #000 !important;
        padding: 1rem 0;
    }
}